Welcome to Jacksonville's leading real estate title and trust group.

 Sandra (“Sandy”) Ralston is Vice President of Operations of HomeGuard Title & Trust and has been practicing real estate law for over 15 years, including residential and commercial closings and 6 years as in-house claims counsel for a national title insurance underwriter.  Raised in Jacksonville, she obtained her B.A. from Stetson University and worked in Washington, DC before returning to Florida and earning her Juris Doctorate in 2002 from the University of Florida.  Away from work, she is a Past President of the Rotary Club of Riverside and serves on the Women’s Board of Wolfson Children’s Hospital.  Married for over 20 years to her husband, Bert, she is most often found enjoying time with friends and family, listening to audiobooks while doing nearly everything else, and lavishing attention on possibly the world’s most affectionate golden retriever.     

 Jennifer (“Jenny”) Gaffney began practicing law in 2014. She received her Juris Doctorate from the University of Baltimore in Baltimore, Maryland, and she is licensed to practice law in Florida, Maryland, and the District of Columbia. She has experience practicing real estate law, estate planning, and criminal law.  Jenny grew up in Charleston, S.C., where she fell in love with the water and sailboat racing.  She went on to sail in college at St. Mary’s College of Maryland and graduated with a Bachelor of Arts in Religious Studies. While earning her undergraduate degree, Jenny placed in several collegiate sailing national champions and represented the U.S. in the 2005 World University Games in Izmir, Turkey. Jenny and her husband moved to Jacksonville in August of 2017 to start their family, be closer to extended family, and enjoy more time in warm weather! In her free time, Jenny enjoys being outside or on the water with her husband, children, and pets.    

 Brandi Cowan has been the Post-Closing Manager with the HomeGuard family since 2019. Before Brandi received an Associate’s degree in accounting, she spent many years in customer relations, which is evident in her prompt, service-oriented approach to fulfilling customer requests. She was born and raised in Montana, where she met and married her high school sweetheart, Stephen. Brandi was a proud military wife for 20 years, and they made Jacksonville their home in 2016. Together, they have one son, whom she enjoys watching play football and baseball. When not out at the field, she enjoys playing with her black lab, reading, working on puzzles, and enjoying the Florida sunshine.   

 Katie Buck joined HomeGuard Title & Trust in 2020 as a processor, bringing with her over 25 years of experience in the mortgage and real estate industry.  She is a Florida native and currently resides in Orange Park with her husband and miniature schnauzer.  When not processing closings, she can be found in the garden or busy crafting and upcycling.  If you don’t know what to do with your plastic grocery bags, Katie can crochet them into a purse or beach bag!   

 Laurie Henry has been processing closings in Northeast Florida for over 20 years.  Before beginning her career in the title industry, Laurie worked with her husband for many years with their construction company, Tracy Lynn Homes.  She was raised and lived in Daytona Beach, Florida until 1988, when she, her husband, and young daughter moved to Jacksonville.  Laurie enjoys reading and spending time with her granddaughter, along with her daughter and son-in-law.